Your renewal dates, quotes, and letters — automated. Insurance Renewal Agent monitors policy expiry dates, compares renewal quotes, generates professional renewal letters, and sends reminders. No more spreadsheet chases.
Tracks all policy renewal dates from your inbox, spreadsheets, or CRM. Automatically logs motor, home, travel, and commercial policies with their key dates.
When a renewal comes in, the agent searches comparison sites and your panel for alternative quotes. Presents a side-by-side comparison with premium, excess, and coverage differences.
Generates professional renewal letters — acceptance, non-renewal, or negotiation. Includes all required regulatory language (FCA, FOS) and customisable per insurer.
Sends reminders at 30, 14, 7, 3, and 1 day before renewal via email and SMS. Configurable per policy type and client preference.
View all policies in one place — active, pending renewal, expired. Filter by type, insurer, client, or renewal month. Export to CSV for compliance reporting.
Tracks renewal acceptance rates, average premium changes, and client retention trends. Identifies which insurers are most competitive and which clients are at risk of leaving.
Every renewal communication is logged — letters sent, calls made, emails exchanged. Full audit trail for FCA compliance and client dispute resolution.
Client policy data never leaves your infrastructure. All processing is local via Hermes Agent — no third-party cloud, no data sharing, no monthly SaaS lock-in.
Upload your current policy schedule as a CSV, or connect your inbox and CRM. The agent reads renewal dates, insured names, policy numbers, and insurer details.
Every day, it checks for upcoming renewals. At 30 days out, it starts the renewal workflow — gathering quotes, drafting letters, and scheduling reminders.
When a renewal notice arrives (via email or manual upload), the agent compares the offered premium against market alternatives and flags savings opportunities.
Renewal letters are drafted based on your instructions — accept, negotiate, or decline. Ready to review and send, or send automatically if configured.
Every Monday, you get a summary of renewals due this month, actions taken, and pending items. Never let a renewal slip through the cracks again.
Setup time: 5 minutes. No coding required.
mkdir -p ~/Projects/insurance-renewal-agent/{policies,letters,reports}
cd ~/Projects/insurance-renewal-agent
cd ~/Projects/insurance-renewal-agent hermes run "Import this CSV of policies. For each row, extract the policy number, insured name, insurer, renewal date, and premium. Create a renewal tracking record."
cd ~/Projects/insurance-renewal-agent hermes run "Show me all policies renewing in the next 30 days. For each, include the current premium, renewal status, and any actions needed."
hermes cron create \ --name "insurance-renewals" \ --schedule "0 9 * * 1-5" \ --prompt "Check today's renewal calendar. For policies renewing in 30, 14, 7, or 3 days, send appropriate reminders. Log all actions to the communications record."
cd ~/Projects/insurance-renewal-agent hermes run "Draft a renewal acceptance letter for policy [POLICY_NO] - [INSURED_NAME]. Include FCA regulatory wording, payment options, and next steps."
One setup, zero monthly fees. Pay per month or save with annual.